About Atlantic Benefit Consultants
At Atlantic Benefit Consultants helping you achieve your vision for quality insurance coverage is our number one goal. We work closely with you to objectively assess your individual needs.
Specializing in education & customization of financial resources to achieve your lifetime financial goals with a surgical approach & ongoing annual reviews.
What we stand for
Atlantic Benefit Consultants are here to help. Being independent allows us access to a diverse set of products and solutions from a wide-range of insurance companies.
We listen and acknowledge your needs and wants on insurance and take the time to find the right insurance for your specific needs.
How do we find the right insurance for you?
Here we learn your wants, needs, and expenses.
We then evaluate and consider the right insurance coverage for
Here we will present and analyze your plan.
Meet the Team
FL Agent Lic# W038625
FL Agengy Lic# L088821
Debra Sephton is the founder of Atlantic Benefit Consultants, LLC, a licensed life, and health insurance agency in the state of Florida, established in 2014.
Originally from Upstate New York, Debra is a former nurse, business banker, and mayor. She has over 25 years of experience in the insurance and financial services industry and 13 years as a Medical Professional.
Debra’s medical and financial background has enabled her to teach others the value and importance of proper health insurance planning. Together with her team of licensed agents, Debra takes great pride in protecting families and businesses from the health related and financial hardships that come about from having inadequate health insurance coverage.
Rachel is a licensed Life & Health Insurance agent in Florida. She decided to become an agent desiring to make a difference in the lives of her clients. She was born in NYC and raised in South Jersey. She is the oldest of 5 siblings and proud “Nana” to an only granddaughter. She has resided in Palm Coast, FL since 2015 and enjoys serving at her church and other non-profit organizations.
She is committed to building trust, friendship and loyalty with her clients and that makes her happy. Rachel holds an accounting degree and has been serving her clients with bookkeeping and tax services for over 15 yrs.
She speaks Spanish fluently, enjoys long car rides and looks forward to cruising again soon.
FL ins lic #W762435
Desiree' is a Licensed Health Insurance Agent in New York State. She was born and raised in upstate New York, and has spent the last 17 years enjoying the shores of Long Island. Desiree is a wife and mother of two, who deeply understands and values the importance of family and protecting the future.
Desiree's main passion has always been helping others. From dedicating over 15 years as a daycare provider that families could trust, to becoming a fitness coach and motivating adults of all ages to live and maintain a healthy lifestyle. Desiree is full of positive energy, knowledgeable, and motivated to help you find and understand the ideal plan to fit your healthcare needs.